Our Steps

First, we analyze your credit reports and work with you to identify any questionable negative items hurting your score. We’ll build a custom game plan based on your unique situation. Next, we challenge the identified negatives with the bureaus and your creditors. If they can’t prove that the items are accurate, fair, and substantiated, they are required by law to remove them. When a negative item is removed from your credit, we briefly celebrate (sometimes with cake). Then, we get back to work, tackling the other questionable items still on your reports.